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February 2021 Targeted EIDl Advance Information

The SBA is launching a new round of Economic Injury Disaster Loan (EIDL) Advances – called Targeted EIDL Advance – which provides eligible businesses with $10,000 in total grant assistance. If you received the EIDL Advance last year in an amount less than $10,000, and you meet the Targeted EIDL Advance eligibility requirements, you may be eligible to receive the difference up to the full $10,000. The combined amount of the Targeted EIDL Advance and any previously received Advance will not exceed $10,000.

Please review the eligibility criteria and application instructions below carefully before you proceed to the application portal for the Targeted EIDL Advance.

Businesses eligible for the Targeted EIDL Advance must meet ALL of the following eligibility criteria:

-Located in a low-income community, as defined in section 45D(e) of the Internal Revenue Code. SBA will map your business property address to determine if you are in a low-income community when you submit your Targeted EIDL Advance application.
-Suffered economic loss greater than 30 percent, as demonstrated by an 8-week period beginning on March 2, 2020, or later, compared to the previous year. You will be required to provide the total amount of monthly gross receipts from January 2019 to the current month-to-date.
-Must have 300 or fewer employees. Business entities normally eligible for the EIDL program are eligible, including sole proprietors, independent contractors, and private, nonprofit organizations. However, agricultural enterprises, such as farmers and ranchers, are not eligible to receive the Targeted EIDL Advance.

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Invitation to Submit COVID-19 Targeted EIDL Advance Application

The SBA is launching a new round of Economic Injury Disaster Loan (EIDL) Advances – called Targeted EIDL Advance – which provides eligible businesses with $10,000 in total grant assistance. If you received the EIDL Advance last year in an amount less than $10,000, and you meet the Targeted EIDL Advance eligibility requirements, you may be eligible to receive the difference up to the full $10,000. The combined amount of the Targeted EIDL Advance and any previously received Advance will not exceed $10,000.

Please review the eligibility criteria and application instructions below carefully before you proceed to the application portal for the Targeted EIDL Advance.

Businesses eligible for the Targeted EIDL Advance must meet ALL of the following eligibility criteria:

-Located in a low-income community, as defined in section 45D(e) of the Internal Revenue Code. SBA will map your business property address to determine if you are in a low-income community when you submit your Targeted EIDL Advance application.
-Suffered economic loss greater than 30 percent, as demonstrated by an 8-week period beginning on March 2, 2020, or later, compared to the previous year. You will be required to provide the total amount of monthly gross receipts from January 2019 to the current month-to-date.
-Must have 300 or fewer employees. Business entities normally eligible for the EIDL program are eligible, including sole proprietors, independent contractors, and private, nonprofit organizations. However, agricultural enterprises, such as farmers and ranchers, are not eligible to receive the Targeted EIDL Advance.

We recommend that you have a copy of your 2019 Federal Tax Return on hand to assist you in completing the Targeted EIDL Advance application questions. You will also be asked to confirm that the information provided in your original EIDL application is still accurate. If there are any changes, you may be asked to provide documentation in order to determine if you are eligible for a Targeted EIDL Advance. Applicants that pass the initial eligibility requirements will also be required to electronically sign an IRS Form 4506-T allowing SBA to obtain tax transcripts directly from the IRS before we can approve your request for the Targeted EIDL Advance.

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A Note About the Chamber’s 2021 Membership Directory

The Chamber has received a few calls from members who want to be sure that the sale calls they are receiving from Lunar Cow, Inc. are legitimate and that they, in fact, are representing our Chamber. The answer to both of these questions is, “Yes.”

The Chamber has done a printed membership directory for over 25 years. In the past 10 years or so, we partnered with the local Herald-Star, which would sell the ads and print the booklets and pay the Chamber a small commission. They are not able to do this anymore. We have recently partnered with a very reputable company, Lunar Cow, who exclusively works with Chambers of Commerce and Visitor Bureaus. They even have many employees who are former Chamber of Commerce professionals. This spring, they will produce a beautiful, full-color membership directory that will also have a virtual version linked to our website that drastically increases your promotional reach.

By simply clicking on your ad, people will instantly be linked to your website. You are even able to change out your ad throughout the year at no charge. This is ideal for seasonal specials, events you may be hosting, or job openings you’d like to advertise. In addition, your graphic design services are included in your ad price, too.

This project has been and continues to be an important one for the Chamber since we receive a portion of the ad sales that help us in our daily operations and in providing services to you, our members.

Please take a look at our landing page here and at a portfolio of their clients and directories here. And if you are contacted by a representative from Lunar Cow, Inc., please know that they are working for the Chamber and ready and willing to help you, should you be interested in advertising.

Golf, Annual Dinner, Coffee & Connections Returns!

As the Chamber works toward getting back to its “normal”, yet safe, schedule of events, please mark your calendars now for our two biggest ones of the year. The Annual Golf Classic will be held on Tuesday, May 18th, at the Steubenville Country Club with a shotgun start at 10 a.m. And The 113th Annual Meeting & Awards Dinner is set for Wednesday, October 20th, at St. Florian Event Center. Please watch the weekly In The Know for details as these get closer.

Also, Coffee & Connections, virtual style, will be held on Wednesday, February 10th at 8:30 a.m. via Zoom. You will receive an invitation soon with all of the details. In the meantime, get your one-minute elevator speech ready – yes, you can still get gonged – and we’ll have some fun contests and changes as well.

Martin Luther King, Jr. Day

On November 3, 1983, President Ronald Reagan signed a bill marking the third Monday of every January as Martin Luther King, Jr. Day. And in January 1986, the first national Martin Luther King, Jr., holiday was observed. While marches and parades, the typical forms of remembrance, are not now possible due to safety concerns, it is an extremely important year to note the message and achievements of this significant civil rights leader. Please read on for messages and commentary from local black leaders and business owners. And click here for a list of events and activities in our area.

Michael McIntyre, President – Steubenville NAACP
“With the optimism of the New Year coming, we at the Steubenville NAACP will use Dr. Martin Luther King Jr.’s question from the title of his last book as our guide, which is Where Do We Go from Here: Chaos or Community?. We will choose community and try to partner with those in the community who agree with Dr. King’s legacy of equality for the Black Citizens in America.”

Dr. James Baber – Retired Educator
“We have had a difficult year in 2020 due to the virus, social unrest, police brutality, lack of employment, food insecurity and drug issues, but there is hope in the future for 2021. As the Reverend Jessie Jackson quotes often, “We must keep hope alive.’’

Chari Bills, School Director – Ohio Phlebotomy Training Center, Steubenville
“A riot is the language of the unheard” is one of my favorite quotes of Dr. King. In light of what our society is going through, let’s not focus on the riots or the behavior but let’s try to look at the bigger picture and view things from the other side – the side of the minority.”

Phil Livingston, Owner – Baby Boyz Barbecue & Catering, Toronto
“The ultimate measure of a man is not where he stands in moments of comfort, but where he stands at times of challenge and controversy.” This is my favorite Dr. King quote. Be mindful of situations and handle your challenges and controversy with grace. Take the time to understand what lies in front of you.”

2021 Membership Directory & Community Guide Coming This Spring

The Chamber’s first-ever virtual membership directory & community guide is in the works and will serve many purposes when it goes live in the spring of 2021. The new, interactive version includes ads in the digital GoGuide® that are linked to your website, giving readers one-click access to your business. In addition, advertisers may change out their ad throughout the year at no charge. This is ideal for businesses and organizations that have seasonal products, special events, or fundraisers to promote. 1,000 hard copy issues will also be printed and distributed at area hotels and throughout the chamber offices to people visiting, new residents, or prospective businesses considering Jefferson County as their home.

You will be contacted in the coming weeks by representatives from Lunar Cow Publishing, who is partnering with the Chamber on this project. They have a long history of providing great products and services to chambers of commerce nationwide and their friendly, knowledgeable staff is happy to help.

Check out a similar directory to see what ours will be like. >

Visit the informational landing page. >

Merry Christmas and Happy New Year from the Chamber!

It has been a trying and challenging year for everyone, one that we never would have imagined at this time last year.

The determination, patience, and resourcefulness of the local business community in 2020 is to be applauded. You rallied and persevered, exercising the entrepreneurial muscle needed to survive in a harsh and ever-changing environment.

No one knows what’s in store for 2021, but I’m confident that we will continue to learn, grow, and connect. And maybe we all will have gained something from our challenges – better perspective, an appreciation for the small things, more humility or just the comfort of feeling like you were part of a community who could lean on each other.

May you and your family have a joyful and safe holiday season. If you have lost someone this year, as many have, please know that our thoughts are with you and we hope you find peace in knowing that family, friends and fellow members share in your loss.

Happy Holidays,

Tricia Maple-Damewood
Chamber President

Announcing “Ohio Valley Shop Where I Live”: Online Shopping Platform for Members

75% of people shop online at least once a month. Amazon currently accounts for over 47% of all e-commerce sales. E-commerce is growing 23% per year, yet 46% of American small businesses still don’t have a website. These numbers are important to think about if you are a small business owner. It’s crucial that you have an online presence if you are to survive and thrive. And the Chamber just made it easier than ever to do just that.

Next week, the Chamber will launch its “Shop Where I Live Ohio Valley” website featuring an online shopping platform for members to utilize free of charge. Shoppers will be able to browse and purchase products and gift cards from our local businesses, pay online and have their purchases shipped or schedule them for in-store or curbside pick up. You may even make purchases from multiple businesses and check out in one transaction. In addition, non-retailers may participate by offering coupons, downloadable purchases and receiving online inquiries about their services.

“This has been a long time coming,” commented Chamber president, Tricia Maple-Damewood. “This platform will allow any local business, from a home-based retailer to a restaurant, franchise or service business to promote themselves AND bring in sales, 24/7 and with no cost to them. This not only allows them to compete with big box stores and other online retailers but also provides a means to bring in crucial dollars during a time when in-store shopping is limited due to Covid.” The site will not just be for the holidays but remain a permanent, highly-promoted advertising and sales tools for Chamber member businesses year-round, accessible through the Chamber’s website. Non-members may participate as well by paying a monthly selling fee.

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Chamber Launches Large List of Holiday Programming

Help us kick off a “Buy Local” shopping season on Small Business Saturday, November 28th.

We know you’re busy. And we know that this will be a holiday season like none of us have ever seen – very unpredictable and more stressful than ever before. If you are a business that can take advantage of the programs below, please do. They are all easy and free of charge as a Chamber member.

And if they don’t apply to your business or industry, do your part by spreading the “Shift Your Shopping” message between now and Christmas Day. Look to our local members first for holiday purchases and we all will come out the other side of 2020 much stronger. From gifts, gas, and take-out or a new car to home improvements, haircuts, or Christmas portraits – it all adds up. Look local first.

Send or drop off coupons, fliers, menus or small giveaway items to the Chamber for the Small Business Saturday station which will be set up at M & M Hardware in Steubenville on November 28th from 8 a.m. to noon. We will be (safely) handing out your information along with fresh, hot coffee and encouraging shoppers to buy locally this holiday season. We’ll also be promoting the “Buy Local” receipt contest that is explained below. Deadline to drop off your items is Wednesday, November 25th at 4 p.m. The chamber address is 630 Market Street, Steubenville, OH 43952. Quantity: 25 to 50.

Post a “Shop Small” or “Eat, Drink & Be Local” sign on your storefront or door. Click below to download and print. And watch your email for information on the Chamber’s new “Promo Page” where you can download printable signs, stickers and more. Include a “Proud Chamber Member” sticker on your holiday mailing or print “Buy Local” stickers for your employees or to hand out to kids.

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Applications Still Open: Don’t Miss This Opportunity

Applications are steadily coming in for the county’s Covid-19 Emergency Relief Grant Program that was launched this past Monday. The process, so far, has been seen as simple and efficient. One Chamber member business, a sole proprietor, commented, “It was easier than I thought it would be. I used my checking account statements to show my expenses and just downloaded them from my online banking site to attach them to the application.” The Chamber has received many phone calls and emails with basic questions and also requests to have hard copy grant application packets sent via mail as well. Grant information and applications may be picked up at the Chamber offices and the Jefferson County Auditor’s office, located on the 4th floor of the courthouse. Chamber members may scan or copy documents, free of charge, at the Chamber during their regular business hours.

Businesses with no more than 25 employees and an annual 2019 revenue that does not exceed $2 million, are encouraged to apply. And non-profits with a 501(C)(3), (4), (8) or (10) status, may also be eligible.

The basic for-profit guidelines are listed below. Click on “Grant Guidelines” to read the complete eligibility requirements and to read non-profit eligibility criteria.

-The business must operate for profit. (Businesses that are for-profit generally file an IRS Form 1040 with a schedule C, 1040-SR with a Schedule C, 1065, 1120, or 1120-S).

-2019 Revenue not to exceed $2,000,000

-The business may be a sole proprietorship, partnership, corporation (both S and C), professional association, limited liability company, or limited partnership. If a corporation, professional association, limited liability company, or limited partnership the business must be registered with the Ohio Secretary of State to do business in the State of Ohio. If a sole proprietorship, the business shall provide documentation of its existence as a business, including, but not limited to income tax returns for the business, trade name registrations, business banking or credit accounts, or similar documents. If a partnership, the business shall either be registered with the Ohio Secretary of State to do business in the State of Ohio, or, if not registered, shall provide documentation similar to that required for a sole proprietorship.

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